How Long Does a Cash Card Take to Arrive: Secrets Revealed


Career Consultant and Blog Writer.

A cash card takes 2 to 10 business days to arrive. The time it takes for a cash card to arrive can vary based on several factors. After the application processing and card production, the shipping and delivery time plays a significant role.

In this comprehensive article, we’ll cover everything you need to know about the arrival time of cash cards and explain how long does a cash card take to arrive. From the process of obtaining a cash card to factors that influence delivery times, we’ll provide expert insights and answers to frequently asked questions.

Understanding Cash Cards

A cash card, also known as a prepaid debit card, is a financial tool that allows users to load a specific amount of money onto the card. Users can then utilize the card to make purchases, withdraw cash from ATMs, and perform various transactions, similar to a traditional debit card linked to a bank account.

Applying for a Cash Card

The process of obtaining a cash card is relatively straightforward. Users can apply for one through various financial institutions or online platforms offered by payment service providers. Let’s take a look at the two primary methods of application:

Process #1: Online Application

Online applications have gained popularity due to their convenience and speed. Users can visit the website of the desired cash card provider, fill out an application form, and submit the necessary documents electronically.

Process #2: In-Person Application

For those who prefer a more personalized approach, in-person applications are available at brick-and-mortar locations of financial institutions or authorized representatives of cash card issuers. Applicants will need to provide identification and other relevant documents.

Factors Affecting Processing Time

#1. Verification Process

Cash card providers perform a verification process to ensure the applicant’s identity and prevent fraud. The time taken for verification can vary depending on the completeness and accuracy of the submitted information.

#2. Payment Processing

If the cash card requires an initial load or activation fee, the processing time may be influenced by the time taken for payment processing.

#3. Delivery Method

The chosen delivery method, such as standard mail or express courier, will impact how quickly the card reaches its destination.

How Long Does a Cash Card Take to Arrive: True Fact

How Long Does a Cash Card Take to Arrive

Obtaining a new cash card is an exciting prospect, but the anticipation of its arrival can be nerve-wracking. The time it takes for a cash card to arrive varies based on several factors. Let’s explore them below:

#Application Processing Time

The initial step towards getting a cash card is submitting your application. Typically, this process involves filling out an online or in-person application form with your personal information and banking details. The application processing time may vary from one financial institution to another but usually takes a few business days.

#Card Production Time

Once your application is approved, the bank or financial institution will begin the card production process. This involves printing your card, encoding the necessary information, and conducting quality checks. Card production time is relatively quick and usually takes 1 to 3 business days.

#Shipping and Delivery

After the card is produced, it is ready for shipment. The shipping and delivery time is a critical factor that affects the overall arrival time of your cash card. The duration of shipping depends on your location and the shipping method chosen by the bank. Generally, it can take anywhere from 2 to 10 business days for the card to reach your doorstep.

#International Delivery Considerations

If you’re residing in a different country or have requested delivery to an overseas address, the delivery time will naturally be longer. International deliveries may take 10 to 20 business days, depending on the destination country and the efficiency of international postal services.

#Expedited Delivery Options

Some financial institutions offer expedited delivery services at an additional cost. If you’re in a hurry to receive your cash card, you can opt for this service to significantly reduce delivery time. With expedited delivery, you may get your card within 1 to 3 business days.

#External Factors (e.g., Natural Disasters, Pandemics)

It’s important to note that certain external factors beyond the control of the financial institution can also impact delivery times. Natural disasters, global pandemics, or unexpected disruptions in postal services may cause delays in receiving your cash card.

How to Track Your Cash Card Delivery?

To ease your anxieties about your cash card’s arrival, most banks and financial institutions provide a tracking mechanism. Here’s how you can track your cash card delivery:

Step #1: Online Tracking

Log in to your bank’s online portal or mobile app, and navigate to the “Card Delivery” or “Track My Card” section. Enter the tracking number provided by the bank, and you’ll receive real-time updates on your card’s location and estimated delivery time.

Step #2: Customer Service

If you prefer human assistance, you can always reach out to the bank’s customer service helpline. Provide them with your application details, and they will guide you on the status of your cash card delivery.

What Should You Do If Your Cash Card Doesn’t Arrive on Time: Know The Tricks

While most cash card deliveries are prompt, delays can happen due to unforeseen circumstances. If your cash card doesn’t arrive within the expected timeframe, here are the steps you can take:

Tricks #1: Check Tracking Information

First, verify the tracking details provided by the bank. It’s possible that there was a delay during transit, and the card is still en route.

Tricks #2: Contact Customer Support

Reach out to the bank’s customer support team to report the delay. They can investigate the issue and provide you with an updated delivery estimate.

Tricks #3: Consider Expedited Delivery

If you need the cash card urgently, inquire about expedited delivery options and associated costs.

Tricks #4: Report Lost or Stolen Card

In rare cases, the card may have been lost or stolen during delivery. If you suspect this to be the case, inform the bank immediately to prevent unauthorized use of the card.

Tricks #5: Request Reissuance

If the card is not delivered within a reasonable timeframe, you can request a reissue. The bank will cancel the previous card and issue a new one.


Having a cash card offers tremendous convenience in managing your finances, whether it’s for everyday purchases or travel. While the arrival time of your cash card may vary based on processing, production, shipping, and external factors, it’s essential to stay informed and track your card’s delivery. If you experience any delays or issues, don’t hesitate to reach out to your bank’s customer support for assistance. Now that you know what to expect, you can look forward to enjoying the benefits of your cash card once it arrives!

how long does a cash card take to arrive: FAQs With Answers

How do I track my Cash Card delivery?

To track your cash card delivery, you can use online tracking provided by your bank. Log in to the bank’s online portal or mobile app, find the “Card Delivery” or “Track My Card” section, and enter the tracking number provided by the bank. Alternatively, you can contact the bank’s customer service for assistance.

Can I use my Cash App card before it arrives?

In most cases, you cannot use your cash card before it arrives. The card needs to be activated upon receipt, and activation is typically a simple process that can be done online or through a designated phone number provided by the bank.

What if my Cash App card was shipped 6 days ago?

If your cash card was shipped 6 days ago and has not yet arrived, there might be a delay during transit. To address this, first, check the tracking information provided by the bank. If you’re still concerned, contact the bank’s customer support to report the delay and inquire about the estimated delivery time.